The Card That Redefines Global Spending

Issued in the US. Recognized Worldwide.

The only American credit card tailored for Brazilian elites.

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Simple Access

Your American Card, without Barries. No SSN required.

Apply from wherever you are.

Global Limits

Get approved in USD with limits that can reach up to $200,000*

Designed to match your destinations, passions, and ambitions.

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Instantly Issued

Ready to tap and pay worldwide with Apple Pay or Google Wallet.

Start using your card as soon as it's approved.

The card made for those who:

Request Access

Use it anywhere in the world.
No Fx Fees in any currency.

For Those Who Expect More Than a Limit

Concierge 24/7

Solve any problem, anytime. All via WhatsApp.

Karta Transfers

Send money instantly to another Karta member.

Priority Pass

Access over 1,300 VIP airport lounges worldwide.

Rewards/Points

Earn 1 Karta Point per dollar and redeem for exclusive experiences.

Additional Cards

Control the limit and spending of your additional members.

Global Car Rental Insurance

Up to 31 days of coverage against theft or damage on trips.

Travel Accident Insurance

Worldwide coverage up to US$1,500,000 in case of emergency.

Baggage Delay Coverage

Get up to US$600 for essentials while your bag arrives.

Purchase & Price Protection

Price protection up to US$4,000 and purchase up to US$20,000 per year.

Local Payments

Pay Your U.S. Dollar Invoice Instantly via Pix

Or pay directly from your U.S. bank account

Pay with Pix: just 0.69% fx cost. Pay from U.S. banks: no fees.

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Global Credit

Build Your American Credit History From Brazil

Start unlocking financial access in the U.S.

Full Control

Manage Your Entire Karta Experience in One App

Or directly in whatsapp 24/7.

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Frequently Asked Questions

What documents are required to apply for the Karta Visa Infinite?

To apply for your Karta credit card, you must provide your personal information and submit a clear, legible photo of your Passport.

Do I need to have a U.S. bank account to use the Karta card?

No. If you have a U.S. bank account, you can use it to pay your bill, but you can also pay via PIX using any bank account in Brazil.

Where can I use the card? Is it accepted worldwide?

The Karta Visa Infinite can be used at any physical or online merchant that accepts credit cards. It has global coverage and can be used worldwide.

How does the 24/7 WhatsApp Concierge work?

Your Karta card is AI-powered and integrated with WhatsApp. We have a team of multiple AI agents who can help with many card-related tasks—from checking past expenses to reporting possible fraud, locking/unlocking your card, restaurant bookings, and more. Just send a WhatsApp message and explore everything your concierge can do.

How do installments work and how much do they cost?

You can split a single purchase or your total statement. Installments can be set up in the Karta app or via the WhatsApp concierge. Purchases can be split into up to 9 installments, and the cost varies by the number of installments. Check the concierge or the app for detailed options and pricing.

How does the virtual credit card work and what are its benefits?

O cartão de crédito virtual é a versão digital do seu cartão físico. Você pode adicioná-lo à sua carteira digital Apple ou Google e começar a usar imediatamente, em qualquer estabelecimento comercial habilitado, globalmente. Estes cartões possuem os mesmos benefícios e funcionalidades do cartão de crédito físico.